Identifying an e-mail scam before it's too late
By Maria Matthews
Chances are you’ve received scam e-mail, such as one saying you are the lucky winner of a huge cash prize, and all you need to do to collect is e-mail back with your address, place of work, and for tax purposes, your Social Security number. You’re on to those, but what about one from a frantic bride begging you to cover her destination wedding in just a few months’ time, because the one she had booked suddenly disappeared? Watch out! Not all scam e-mails are clearly phishing schemes. There are plenty of more advanced scams that cast a smaller net, aiming for you.
Whether it’s a wedding, a commercial shoot in an exotic locale, or the cover shot for a high-profile magazine that requires immediate travel, watch for a few things that can alert you that your dream job might hook you into a financial nightmare.
Warning signs
- The client asks to pay you prior to seeing your contract, or even discussing your fees
- The client asks you to be responsible for paying other vendors
- The client says they reside in another country, frequently travel internationally, or require you to travel on fairly short notice
- The client’s “major event” just suddenly came up
- The event is to be held at a venue that does not exist
- The client wishes to deposit payment directly into your bank account
- A check or money order arrives that’s substantially higher than the negotiated fee—the client “accidentally” overpaid and requests a cash refund or wire transfer
- The client asks you to provide your services or products without a contract in place and without paying beforehand
- The client’s e-mail address is the only way to reach him, and they cannot provide a valid physical address or telephone number for whatever reason
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